Terms of Sale

Last updated 5.23.20

1. Definitions

1.1 We, us, our mean The Own Your Worth Project.

1.2 You and your mean the purchaser of goods, audio or video content from The Own Your Worth Project.

1.3 This is a contract between us and you.

2. Contract

2.1 When you purchase audio or video content from us, we grant you a licence (which is limited, revocable, non-exclusive, non-transferable) to listen to, download or stream such content to your computer and/or other device(s) solely for your personal, non-commercial use. You agree to not otherwise copy, reproduce, distribute or use the content other than as set out in this contract. You must not sell, transfer, lease, modify, distribute or publicly perform the content in any manner and you must not exploit it commercially. You agree to not tamper with the content or create any derivative works therefrom.

2.2 We may terminate your license to use any purchased products if you breach this contract.

2.3 If you purchase a compact disc or DVD from us you may convert that content Into an electronic format such as MP3 or MP4 for your personal use on a portable audio or video playback device.

3. Payment

3.1 You may request to make payment by installments. If you and we agree that you may make payments by installments you must pay all installments on or before each due date.

3.2 The due date for each installment is 30 days after purchase and payment of the first installment, and 30 days after each previous installment.

3.3 All goods sold by us are charged in US dollars.

4. Warranty

4.1 We will repair or replace at our discretion any goods which are physically defective for the period of 12 months after purchase. This warranty does not apply to defects which occur because of misuse or accidental damage.

5. Refunds & Exchanges

5.1 Voluntary refunds:

THE OWN YOUR WORTH PROGRAM If you work through the first few modules of a program and are not totally happy with it, then we will refund your money. Unless stated otherwise, The Own Your Worth Program has a 14 day money back guarantee and refund period. 

To see benefits from the program you must make a concerted effort to follow through with the steps of the program. You must demonstrate that you have participated in the Program by accessing course content and completing the worksheets for at least 2 modules before requesting a cancellation of your program membership and refund. We will request the submission of completed worksheets, activities and exercises to consider your refund request. A change of mind does not constitute a valid reason for cancellation and request for refund. In considering your refund we may also charge an admin fee at our discretion.

Requests for refunds must be made in writing within the defined refund period as listed above in section 5.1 (a), at info@theownyourworthproject.com.

(a) If you receive your money back you must delete every copy of the product that you have downloaded as well as copies you have placed on other devices or media.

MONEY MIRACLES READING Once a reading takes place there are no refunds. Refunds may be requested 24 hours in advance. Any refund request less than 24 hours before the scheduled reading will not be honored. 

If you can’t make the scheduled time you may request to reschedule. 

All reading have a 5 minute grace period. If you are more than 5 minutes late to your reading, each minute will be counted towards the total minutes scheduled for that reading.

*Disclaimer: Be advised that all tarot readings are for Entertainment Purposes only. Readings may not be 100% accurate. The client is responsible for their own life and decisions. The Own Your Worth Project is not qualified to give Medical, Legal or Financial Advice. 

Requests for refunds must be made in writing within the defined refund period as listed above, at info@theownyourworthproject.com.

(a) If you receive your money back you must delete every copy of the product that you have downloaded as well as copies you have placed on other devices or media.

5.2 If you are entitled to a refund, we will refund your money within two weeks of notice to us and the entitlement arising.

5.3 If you are required to return any goods, you are liable for the cost of returning those goods.

5.4 Your refund will be paid in the currency in which it was received by us.

6. Privacy

6.1 You agree to our Privacy Policy available here.

    7. Product Terms

    7.1 If you purchase an Own Your Worth Program membership, you must follow the The Own Your Worth Program Terms of Use found here.

    7.2 If you purchase an Money Miracles Reading, you must follow the Money Miracles Reading Terms of Use found here.

    8. Jurisdiction

    8.1 These Terms are governed by and to be construed in accordance with the laws of Cook County & Chicago, Illinois. You irrevocably and unconditionally submit to the exclusive jurisdiction of the courts of Illinois.

    8.2 If any of these Terms is found to be invalid or unenforceable by a court of law, such invalidity or unenforceability will not affect the remainder of the Terms which will continue in full force and effect.

    9. Events

    9.1 Cancellation policy: Tickets are non-refundable but completely transferable. If you require your ticket to be transferred to someone else, please email their full name and email address to info@theownyourworthproject.com no less than 3 working days prior to the event.

    9.2 Event: The Own Your Worth Project reserves the right to change the event at any time, this includes location. In the unlikely event that this will happen, every effort will be made to ensure an event of equivalent standard in a reasonable distance from the original location.

    9.3 Behaviour: The Own Your Worth Project reserves the right to prohibit entry or eject any person from the Venue based on behaviour deemed inappropriate by The Own Your Worth Program staff and/or its agents and others working under its authority.

    9.4 Image Release: In registering for any The Own Your Worth Project event you grant permission to The Own Your Worth Projects, its agents and others working under its authority, to take and to have full and free use of video/photographs containing your image/likeness. You understand these images may be used for promotional, news, online/multimedia, research and/or educational purposes by and for The Own Your Worth Project. You agree that you are not entitled to remuneration, residuals, royalties or any other payment in respect of your image/likeness or its use. You release, discharge, and hold harmless, The Own Your Worth Project and its agents from any and all claims, demands or causes of actions that you may hereafter have by reason of anything contained in the photographs or video. If you do not agree to the above image release, you must advise The Own Your Worth Project by email as soon as possible at info@theownyourworthproject.com.